Oro Valley Real Estate - Title Insurance
Oro Valley Title Insurance. Oro Valley Real Estate, Oro Valley Homes for Sale in Oro Valley AZ. Sell or Buy Oro Valley AZ, Real Estate and Homes for Sale
Ian Taylor Long Realty www.OroValleyRealEstate.com 520-400-9494 email@example.com
What is Title Insurance?
Title Insurance is a contractual obligation between you (and/or your lender) and the title insurance company,wherein the title insurer, in exchange for a premium payment, provides protection (effective as of the date ofthe title insurer issue the policy) against future losses that might result from a variety of possible title defects or encumbrances.
What is a Title Search?
Part of the cost of title insurance includes a title search, in which the title insurer conducts a detailed examination of the historical, public records concerning the property. These records include deeds, court records, property and name indexes and many other public documents. The purpose of the search is to verify the seller’s right to transfer property ownership and to discover any defects or encumbrances on the title. A title search should show all title defects and encumbrances as well as judgments, liens and other restrictions (i.e. unpaid taxes, unsatisfied mortgages, judgments against the seller, land-use restrictions, etc.). Remember, the seller’s title policy does not protect you as a buyer; any of these defects could have occurred during the seller’s ownership and a new title search will protect your ownership rights when you acquire the property.
Why Choose Long Title Agency?
Long Title Agency, Southern Arizona’s full-service title company, offers a complete line of title products. We are dedicated to providing all our customers with a smooth and seamless transaction. Whether this is your first home purchase, refinancing, selling or an investor, Long Title Agency is able to serve you no matter what your title insurance needs are.
About Long Title Agency
Long Title Agency was established an in-house title agency in August 2000, to provide title examination and help facilitate the title insurance needs, which is an integral part of real estate process. We are dedicated to providing its customers with a seamless transaction.
We work with three national underwriters.
Old Republic Title Insurance Group has been the highest rated Title Insurance Company in the nation for 18 straight years and has been in existence for 101 years with a rating of A+ by Moody's, Standard, Poor's and Fitch.
First American Title Insurance Company is a fortune-500 company, whose history dates back to 1889, with a rating of A by Moody's, Standard and Poor's and Fitch.
Our third underwriter is Title Resource Group. TRG began business in 1984 as a Texas title insurance underwriter serving independent title insurance agents. It has since expanded into 28 states and the District of Columbia and continues to grow. Title Resources' financial stability status issued by Demotech, Inc. is A Prime.
Long Title Agency, southern Arizona’s full-service title company,offers a complete line of title products. We are dedicated to providing all our customers with a smooth and seamless transaction. Whether this is your first home purchase, refinancing, selling or an investor, Long Title Agency is able to serve you no matter what your title insurance needs are.
We are proud to offer a complete menu of services that include:
Faster and More Accurate Service
Easy-to-Understand Title Insurance Policies
Full-Title Search & Commitment within 48-Hours After Escrow
Extraordinary Customer Service & Personnel
Free Title Insurance Quotes Online
Committed to Providing a Smooth Closing Process
Multiple National Underwriters with Expanded Coverage
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Sales and Marketing Long Title Agency