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What is Title Insurance?
Title Insurance is a contractual obligation between you (and/or your lender) and the title insurance company,wherein the title insurer, in exchange for a premium payment, provides protection (effective as of the date ofthe title insurer issue the policy) against future losses that might result from a variety of possible title defects or encumbrances.
What is a Title Search?
Part of the cost of title insurance includes a title search, in which the title insurer conducts a detailed examination of the historical, public records concerning the property. These records include deeds, court records, property and name indexes and many other public documents. The purpose of the search is to verify the seller’s right to transfer property ownership and to discover any defects or encumbrances on the title. A title search should show all title defects and encumbrances as well as judgments, liens and other restrictions (i.e. unpaid taxes, unsatisfied mortgages, judgments against the seller, land-use restrictions, etc.). Remember, the seller’s title policy does not protect you as a buyer; any of these defects could have occurred during the seller’s ownership and a new title search will protect your ownership rights when you acquire the property.
Why Choose Agave Title Agency?
Agave Title Agency, Southern Arizona’s full-service title company, offers a complete line of title products. We are dedicated to providing all our customers with a smooth and seamless transaction. Whether this is your first home purchase, refinancing, selling or an investor, Agave Title Agency is able to serve you no matter what your title insurance needs are.
About Agave Title Agency
About that “Agave” name – founded in 1926, Long Realty is nearing its centennial year. The name refers to the Agave americana, that sturdy desert denizen better known as the century plant. Long Realty launches the new agency in partnership with its parent company, HomeServices of America, a Berkshire Hathaway affiliate. HomeServices of America has established title and escrow operations in other markets outside of Arizona.
Coordinating the new escrow organization is Erin Fitzgerald, Long Cos. director of core services. At the outset, Agave will be housed at the company’s main office to serve the Tucson and Southern Arizona markets. Plans are for Agave to grow incrementally into a statewide brand, serving the Phoenix metro area and other communities. The agency’s services are available to consumers and agents not affiliated with Long Realty.
With the new agency comes a fresh, local approach to corporate culture and operations. Dubbed “The Agave Title Way,” the escrow officers in each market will interact directly—and often—with sales agents on both sides of the transaction, and their clients, while a local back-office team provides administrative support.
The payoff: better communications and customer service, greater consistency in documentation, and a smoother experience for all parties. The model upgrades traditional escrow services, which rely on individual escrow officers and their individual processes, that can produce a sometimes-uneven experience.
“We are building an all-company local service experience, not an individual-office experience,” said Reneé Gonzales, Long Companies CEO and President of Agave Title Agency. “Our mission statement says it all. Our goal is to provide an exceptional real estate service experience that builds long-lasting relationships. Agave Title Agency is built from the ground up to deliver on that promise. We’ll be doing things the Agave Title way.”
Agave Title Agency, southern Arizona’s full-service title company,offers a complete line of title products. We are dedicated to providing all our customers with a smooth and seamless transaction. Whether this is your first home purchase, refinancing, selling or an investor, Agave Title Agency is able to serve you no matter what your title insurance needs are.
We are proud to offer a complete menu of services that include:
Faster and More Accurate Service
Easy-to-Understand Title Insurance Policies
Full-Title Search & Commitment within 48-Hours After Escrow
Extraordinary Customer Service & Personnel
Free Title Insurance Quotes Online
Committed to Providing a Smooth Closing Process
Multiple National Underwriters with Expanded Coverage
P J Jacquemain
Sales and Marketing Agave Title Agency