Making an Offer

Here are smart questions to guide your next move.
What's the home's market value compared to the listing price?
Look at recent comparable sales in the neighborhood. Is the asking price in line with recent sales, or is it priced aggressively?
How long has the property been on the market?
A longer time on the market may indicate flexibility in price—or potential issues. A new listing may mean more competition and urgency.
What's the seller's motivation?
Are they relocating quickly, downsizing, or testing the market? This can affect your negotiation strategy and potential leverage.
Are there any known issues with the home?
Review disclosures and inspection reports (if available) before making an offer. Surprises later can cost you time and money.
What contingencies should be included in the offer?
Inspection, appraisal, financing, or home sale contingencies can protect you—but also affect the strength of your offer.
Is the neighborhood a good fit for my lifestyle and long-term plans?
Evaluate the area beyond the home—schools, commute, future development, safety, and walkability all matter.
Can I afford this home if interest rates rise or taxes increase?
Consider long-term affordability. Rates may shift, and so can property taxes or HOA fees. Run a few financial scenarios before locking in.
Buying a home is one of the biggest decisions you'll make—and the right questions can give you the clarity and confidence to make a strong offer.